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What is professional liability insurance for a BCBA?
As awareness and treatment for children on the Autism spectrum increases, the work of Board Certified Behavior Analysts is becoming more common in schools and private facilities. Because BCBAs work directly with students and their families, it’s important for to maintain Professional Liability (or Malpractice) Insurance to protect your career and assets from a potential claim or lawsuit.
Why is obtaining a separate BCBA professional liability insurance important?
BCBAs often work in schools or for agencies as independent contractors and may even work in multiple schools or travel to the students’ homes to provide in-home ABA services. An independent contractor will likely not be covered under an employer’s insurance policy, so it’s wise to maintain an individual insurance policy, which will cover you wherever you provide professional services.
Even if you’re a BCBA who is a W-2 employee in a school, the school’s group policy may not provide adequate coverage in the event of a claim or lawsuit. Imagine you have a difficult parent who is unhappy with the recommendations you make in the school, and they threaten to file a lawsuit against you and the school. The school’s insurance policy will have their best interests in mind, not necessarily your personal interests as the employee, especially if they feel you’re responsible.
This is particularly important when you look at why BCBAs may be more vulnerable than other behavior analysis professionals. BCBAs are trained to work with students who have unique behavioral needs, and even with the best interests of the child at heart, contentious situations can arise between parents and the team of professionals. It’s impossible to anticipate every difficult situation that might arise, but you can make sure you’re protected with excellent BCBA Professional Liability Insurance. Here’s where we help.
Here are 3 ways CPH makes BCBA professional liability insurance easy:
Our coverage is catered to the needs of a BCBA:
In a profession where everyday is different and no student is alike, let your insurance be the one aspect that’s simple. It’s peace of mind, it’s confidence, and a quote is just a few clicks away.
Because our business is specialized, we are able to focus on your liability needs in a way that bigger companies are not. Our team of associates represent over 50 years of collective experience in this field, and we are able to serve a large client base while maintaining a small-office approach.