Colorado Association of Psychotherapists

Are you a registered psychotherapist in Colorado? Wonderful! We can insure you! The occupation you’ll want to select in our online application would be “Counselor” and the cost ranges between $124 – $324 depending on your type of employment and numbers of hours you work per week.

We also offer coverage for students and interns. For a full list of occupations we cover, click here!

Discounts offered:

Internet Discount

Save 5% off your professional liability premium just for completing the application online. (This discount is not available to applicants in the states of Tennessee and Maine)

Risk Management Discount

Save 10% off your professional liability premium for completing your state’s Legal and Ethical CEU requirement for licensure renewal. If your state doesn’t have a requirement you can still save if you have taken 4 Law or Ethics CEUs within 2 years of your effective date.

Our coverage is catered to psychotherapists / counselors – Here’s what CPH & Associates offers to their policyholders:

• Occurrence form “lifetime” coverage, meaning you don’t need to purchase tail coverage
• Portable coverage: follows your licensure or certification wherever you can legally practices (within the 50 US states)
• $35,000 State Licensing Board Defense Coverage automatically included
• Avoiding Liability Helpline: 2 hours (per policy year) of attorney phone consultation for MALPRACTICE or PROFESSIONAL LIABILITY related risk scenarios you’re experiencing in your professional practice that have potential to lead into a professional liability claim
• A++-rated carrier for Financial Stability by A.M. Best Co.
• Optional General Liability “slip and fall” Coverage and Business Personal Property Coverage (The CPH TOP™)

In a profession that deals with many complex and intimate personal issues, professional liability insurance for counselors is a must. It’s peace of mind, it’s confidence, and a quote is just a few clicks away.

Why take out your own individual malpractice insurance as a counselor?

As a counselor, you know that some of the biggest breakthroughs occur once a client has settled into therapy and developed a level of trust with you. This trust comes, in part, from the intimate and private setting of the therapy itself. Unfortunately, this atmosphere also opens up counselors to claims of negligence and misconduct.

“Thanks, but I’m covered through my employer”

Sometimes, your employer’s policy is robust enough to cover your needs, but sometimes it may not be enough. Your employer’s policy is set up to cover the employer for any liability it may face from your work, but this doesn’t guarantee that the policy adequately covers you. Because employer provided insurance is shared among their employers and primarily covers the business entity and owner, it’s prudent for the individual counselor to maintain their own policy that puts them first.

If you own a business entity, corporation, or group practice click here to apply for the appropriate coverage.