What is professional liability insurance for counselors / psychotherapists?
Malpractice insurance isn’t only for medical professionals. In these litigious times, counselors / psychotherapists are encouraged to carry professional liability insurance (or malpractice insurance) to safeguard from a claim or lawsuit as well. If a client, their spouse, or parent/guardian files a complaint or lawsuit, malpractice insurance for counselors / psychotherapists provides unlimited defense coverage and state licensing board defense coverage to protect your career and assets.
Why take out your own individual malpractice insurance as a counselor / psychotherapist?
As a counselor / psychotherapist, you know that some of the biggest breakthroughs occur once a client has settled into therapy and developed a level of trust with you. This trust comes, in part, from the intimate and private setting of the therapy itself. Unfortunately, this atmosphere also opens up counselors to claims of negligence and misconduct, and, to add insult to injury, your employer’s policy may not be enough.
Your employer’s policy is set up to cover the employer for any liability it may face from your work, but this doesn’t guarantee that the policy adequately covers you. Because employer provided insurance is in place to protect the employer, it’s prudent for the individual counselor / psychotherapist to maintain their own policy that puts them first.
Here are 3 ways we make insurance easy:
Our coverage is catered to counselors / psychotherapists :
In a profession that deals with many complex and intimate personal issues, professional liability insurance for counselors / psychotherapists is a must. It’s peace of mind, it’s confidence, and a quote is just a few clicks away.
If you own a business entity, corporation, or group practice click here to apply for the appropriate coverage.
Because our business is specialized, we are able to focus on your liability needs in a way that bigger companies are not. Our team of associates represent over 50 years of collective experience in this field, and we are able to serve a large client base while maintaining a small-office approach.