Special EventLIABILITY INSURANCE

festival

Festivals and Fairs are events enjoyed by people of all walks of life. From music festivals, to art fairs, to street fests, people typically attend and enjoy festivals/fairs that relate to one of their hobbies or areas of interests.

Festivals have many moving parts for the event organizer: vendors, food, alcohol, performers, and ticketing just to name just a few. Festival insurance is a much needed risk reducing requirement for anyone organizing and putting on a festival/fair no matter the size. This type of insurance provides coverage for liability from bodily injury and property damage resulting from your event. Special Event insurance premiums start at $175 and varies depending on the event type and size of the event.

All vendors should be required to purchase a separate exhibitor / vendor insurance policy. This coverage protects both parties from injury/ damage that may occur during an event. This is especially important when the vendor / exhibitor and the Festival are named in a lawsuit.

The festival venue may require event insurance proof of coverage prior to booking for the event. Upon request, CPH will provide you with a Certificate of Insurance to meet this requirement once an Event policy is purchased.

Festival Insurance Key Benefits:

  • Premiums start at $175 and vary based on event type and size
  • Easy online application! Instant quotes for most events
  • Pay online and your policy documents are e-mailed to you within minutes
  • General Liability Policy Limits: $1,000,000 per occurrence/$3,000,000 aggregate limit (Bodily Injury/Property Damage)(Host Liquor Liability Included)
  • Liquor Liability (Optional coverage)
  • Damage to Premises rented to you

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The CPH Way: What Makes Us Different

Because our business is specialized, we are able to focus on your liability needs in a way that bigger companies are not. Our team of associates represent over 50 years of collective experience in this field, and we are able to serve a large client base while maintaining a small-office approach.

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