Types of Counselors CPH & Associates Can Insure:

• Certified Alcohol & Drug Counselor (CADC)
• Licensed Clinical Professional Counselor (LCPC)
• Licensed Mental Health Counselor (LMHC)
• Licensed Professional Clinical Counselor (LPCC)
• Licensed Professional Counselor (LPC)
• Licensed / Certified School Counselor
• Nationally Certified Counselor (NCC)
• Provisional Licensed Professional Counselor

We also offer coverage for students and interns. For a full list of occupations we cover, click here!

Our coverage is catered to counselors:

• Occurrence form “lifetime” coverage, meaning you don’t need to purchase tail coverage
• Portable coverage: follows your licensure or certification
• Optional General Liability “slip and fall” Coverage and Business Personal Property Coverage (The CPH TOP™)
• $35,000 State Licensing Board Defense Coverage automatically included
• Deposition expense coverage
• A++-rated carrier for Financial Stability by A.M. Best Co.

In a profession that deals with many complex and intimate personal issues, professional liability insurance for counselors is a must. It’s peace of mind, it’s confidence, and a quote is just a few clicks away.

What is professional liability insurance for counselors?

Professional liability insurance (or malpractice insurance) serves as a safeguard from claims or lawsuits. If a client, their spouse or parent/guardian files a complaint or lawsuit, malpractice insurance for counselors provides unlimited defense coverage and $35,000 of state licensing board defense coverage to protect your career and assets.

Why take out your own individual malpractice insurance as a counselor?

As a counselor, you know that some of the biggest breakthroughs occur once a client has settled into therapy and developed a level of trust with you. This trust comes, in part, from the intimate and private setting of the therapy itself. Unfortunately, this atmosphere also opens up counselors to claims of negligence and misconduct.

“Thanks, but I’m covered through my employer”

Sometimes, your employer’s policy is robust enough to cover your needs, but sometimes it may not be enough. Your employer’s policy is set up to cover the employer for any liability it may face from your work, but this doesn’t guarantee that the policy adequately covers you. Because employer provided insurance is shared among their employers and primarily covers the business entity and owner, it’s prudent for the individual counselor to maintain their own policy that puts them first.

If you own a business entity, corporation, or group practice click here to apply for the appropriate coverage.