Welcome, Harjes Agency Customers!

CPH & Associates is proud to welcome you into our professional liability insurance program! CPH promises to extend the same superior customer service you are used to, along with a comprehensive insurance policy featuring optional coverages customized to your needs. With a focus on technology and automation, CPH provides real-time online applications, policy documents and a 24/7 secure customer portal for your convenience.

As a therapist, you’ve dedicated your career to helping others, and you should be free to focus on clinical care without worrying about a threat to your livelihood.

With Malpractice Insurance for therapists, you can have peace of mind knowing you’re protected in the event of a claim or suit, a grievance from a regulatory board, plus many other coverage benefits.

Insurance Coverage Highlights Include:

• Occurrence form coverage
• Portable coverage – follows your licensure or certification
• Unlimited defense coverage
• Optional General Liability and Property Coverage (The CPH TOP™)
• State licensing board defense coverage
• Deposition expense coverage
• Medical expense coverage
• Assault coverage
• First aid coverage
• A++ rated carrier for Financial Stability by A.M. Best Co.

Why CPH & Associates?

Once you’ve examined “why” professional liability insurance for professional counselors is prudent, the “who” is easy. CPH & Associates makes it quick, painless, and complete. Here’s how:

• It takes 5-10 minutes to apply online and receive your documents electronically.
• Need to talk to someone? Call us and you’ll get an agent directly (no phone trees)
• Two free hours of attorney consultations per year for situations with a client that could result in a claim or lawsuit: The CPH Avoiding Liability Helpline
• Coverage is “occurrence form,” meaning it’s for a lifetime
• Your insurance is completely portable
• Policy includes state licensing board defense and deposition expense coverage
• A++ rated carrier for Financial Stability by A.M. Best Co