CPH & Associates offers professional liability, also known as malpractice insurance, for coaches. Proof of coverage is issued within minutes of submitting an online application.
If you are a Holistic Nutritionist, you will NEED to select “Association for Integrative Nutrition” from the “Professional Association” drop down in the first step of the application. This will ensure your Holistic Nutrition counseling / coaching is covered in addition to any other coaching you may be qualified to provide. If you do not select that association in the drop down, you will only be covered for non-nutrition related life / health coaching.
If you are not affiliated with any nutritional designation, you will want to select “The Health Coach Alliance (for Health Coaches)” from the “Professional Association” drop down in the first step of the application and proceed accordingly.
Coaching Occupations CPH & Associates Can Insure:
OPTIONAL: Commercial General Liability
Our professional liability policies do include some coverage for bodily injury and property damage claims in the direct space in which services are rendered while the services are being rendered under the Supplemental Liability coverage. However, you can also add comprehensive general liability coverage (also known as Premises Liability) for an additional $150 for life / health coaches, which covers bodily injury and property damage claims on the entire premises of where you are providing services while you are not rendering services. This is often called “Slip and fall” coverage / insurance.
This coverage includes $1,000,000 per occurrence/$3,000,000 aggregate limits of liability for slip n’ fall claims, $250,000 of fire/water legal liability coverage, and personal liability coverage is included in the general liability limits of liability. General liability is issued on an Occurrence basis.
*Please note: CPH & Associates can provide portable coverage within the 50 United States. This coverage does not extend internationally (including Canada and Mexico).
Because our business is specialized, we are able to focus on your liability needs in a way that bigger companies are not. Our team of associates represent over 50 years of collective experience in this field, and we are able to serve a large client base while maintaining a small-office approach.