What is professional liability and why is it important for an LMHC?

It takes a considerable amount of education to become an LMHC. In fact, few occupations require such a high degree. Despite this, those in the field often lament the lack of concentration in their training spent on malpractice insurance for mental health counselors. It can be intimidating if you’re unfamiliar with the basics, leaving many providers feeling like you need to speak “legalese” just to navigate the application.

At the end of the day, professional liability insurance for mental health counselors insures your clinical services. It protects your livelihood and your assets against board complaints and lawsuits. It’s important, but that doesn’t mean it has to be complicated. This is where we come in and make insurance clear, complete, and quick to obtain.

Three ways CPH & Associates can assist:

1. If you have a question about coverage or the application, give us a call. We’ll have a licensed insurance agent pickup directly (no phone trees).
2. We’ve set up a website based on years of servicing LMHCs and their concerns. You can apply online and print out your documents electronically.
3. You’re not left in the dark once you have a policy. We offer a two-hour avoiding liability helpline consultation for potential claim or lawsuit situations that may come up during the year.

Clear and complete coverage:

• Coverage is “occurrence form,” meaning it’s for a lifetime.
• Your malpractice insurance is completely portable .
• Policy includes state licensing board defense and deposition expense coverage.
• A++ rated carrier for Financial Stability by A.M. Best Co.

Professional liability insurance for mental health counselors is vital to any practitioner whether they’re in private practice or employed at an agency. It’s more than just peace of mind, it’s confidence, and getting started on a policy is as easy as clicking below.

Printable Applications

LMHC Printable Application

IAMFC Members Printable Application