Utah Mental Health Counselor Professional Liability Insurance

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Types of Counselors CPH & Associates Can Insure:

  • Certified Alcohol & Drug Counselor (CADC)
  • Licensed Clinical Professional Counselor (LCPC)
  • Licensed Mental Health Counselor (LMHC)
  • Licensed Professional Clinical Counselor (LPCC)
  • Licensed Professional Counselor (LPC)
  • Licensed / Certified School Counselor
  • Nationally Certified Counselor (NCC)
  • Provisional Licensed Professional Counselor

We also offer coverage for students and interns. For a full list of occupations we cover, click here!

Why CPH & Associates?

  • Occurrence form “lifetime” coverage, meaning you don’t need to purchase tail coverage
  • Portable coverage: follows your licensure or certification wherever you can legally practice
  • $35,000 State Licensing Board Defense Coverage automatically included (with options to increase)
  • 2 FREE hours of attorney consultation per policy year related to malpractice risks you’re concerned may result in a claim. These attorney consults are often accommodated within 1 to 2 business days.
  • NEW! CPH & Associates now offers (optional) cyber liability!
  • Optional General Liability “slip and fall” Coverage and Business Personal Property Coverage (The CPH TOP™)
  • A++-rated carrier for Financial Stability by A.M. Best Co.

In a profession that deals with many complex and intimate personal issues, professional liability insurance for counselors is a must. It’s peace of mind, it’s confidence and a quote is just a few clicks away.

What is professional liability insurance for counselors?

Professional liability insurance (or malpractice insurance) serves as a safeguard from claims or lawsuits. If a client, their spouse or parent/guardian files a complaint or lawsuit, malpractice insurance for counselors provides unlimited defense coverage and $35,000 of state licensing board defense coverage to protect your career and assets.

Why take out your own individual malpractice insurance as a counselor?

As a counselor, you know that some of the biggest breakthroughs occur once a client has settled into therapy and developed a level of trust with you. This trust comes, in part, from the intimate and private setting of the therapy itself. Unfortunately, this atmosphere also opens up counselors to claims of negligence and misconduct.

“Thanks, but I’m covered through my employer”

Sometimes, your employer’s policy is robust enough to cover your needs, but sometimes it may not be enough. Your employer’s policy is set up to cover the employer for any liability it may face from your work, but this doesn’t guarantee that the policy adequately covers you. Because employer provided insurance is shared among their employers and primarily covers the business entity and owner, it’s prudent for the individual counselor to maintain their own policy that puts them first.

Whether you operate a one-person LLC or large corporation, it’s important to adequately cover your business entity with corporate coverage. If you own a business entity, corporation, or group practice click here to apply for the appropriate coverage. This will cover both your business entity AND you as an individual (owner). For more information about business entity coverage, click here.

Questions?

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The CPH Way: What Makes Us Different

Because our business is specialized, we are able to focus on your liability needs in a way that bigger companies are not. Our team of associates represent over 50 years of collective experience in this field, and we are able to serve a large client base while maintaining a small-office approach.

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Have Questions? click here, We’re happy to help!